Why sexchat sites want credit cards
They make more back on interest than they do on the discount they offer to you.
In fact, you can do almost everything with a debit card that you can with a credit card – except spending money that you do not have.
The bottom line is this—You do not need a credit card to build your credit history.
Sure, it may be easier to do with a credit card, but you should be very careful when signing up and using credit cards.
Alternately, you can destroy your credit when you do not pay your bills on time.
The utility companies and other businesses can send you to a collection agency if you are consistently late on payments.